Finding the right home at the right price is just one part of a real estate transaction. a la mode, inc. Co Name is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 4052021880 if your needs include a professional REALTOR® ready for the business side of real estate.

Closing costs you should expect

There are certain normal fees related to closing the sale of a house. These expenses are usually split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Oklahoma to help show you through your process.

Closing costs that are loan-related    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, I'll not only work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are aware of exactly where your money is going.

Buyers: If you are purchasing real estate in Oklahoma County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not stunned when you get to the closing appointment. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates that seem off.

 


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